Mashney Rental Tools
Should I sell or rent my home?
One path frees up cash today. The other builds long-term income. Compare both, then bring the numbers to a Mashney advisor.
Estimated home value$950,000
Remaining mortgage$450,000
Monthly housing payment$2,900
Market rent$4,200
If you sell
$433,500
- Cost of sale (~7%)
- $66,500
- Mortgage payoff
- $450,000
Estimated cash in hand before taxes. Ask about the primary-residence capital gains exclusion.
If you rent it out
$460/mo
- Vacancy reserve (5%)
- $210
- Management (8%)
- $336
- Repairs & upkeep (7%)
- $294
- Annual cash flow
- $5,520